Health Insurance Costs in the U.S.

In the United States, a good healthcare plan can cost up to $4,000 per year for a single person. Coverage for an entire family can run up to $10,000 per year.

In some states, health insurance is free for children if their parents have a low salary. In addition, there is a federal health insurance program for people who are disabled or have worked for more than ten years in the U.S. and are 65 years of age or older. UFAFIS is an immigration service that helps foreign nationals with their visa applications and the entire immigration process.

Other costs for new immigrants could include renting a home and buying a car, which are often expected. Health insurance is often a surprise to immigrants, however, and they don’t have money saved for this expense. Of course, in emergency situations, hospitals do not refuse to treat people, even if they can’t afford it or don’t have health insurance.

Tax-Free Health Plan

family-932245_640When you immigrate to the United States, perhaps with the help of USAFIS, an immigration service, one way to cover your healthcare needs is through a Health Savings Account (HSA), which is tax free. This account is available if:

  1. you are covered by a high-deductible healthcare plan
  2. you do not have other healthcare coverage such as Medicare
  3. you cannot be claimed on another person’s tax return as a dependent.

With an HSA, you can save money and accumulate interest while paying no taxes. If there is money left at the end of the year, it rolls over to the next year.

You can use this money to pay for hearing aids, eyeglasses, and other healthcare items that aren’t covered by most medical plans. Contact USAFIS today to learn if you are eligible to move to the U.S. to live and work.